We specialize exclusively in new two-wheeler hire purchase financing - making vehicle ownership simple, accessible, and affordable for everyone in Punjab.
Kay Kay Hire Purchase Pvt. Ltd. is incorporated under the Companies Act, 1956. The Company is a Non-Deposit Taking NBFC registered with the Reserve Bank of India vide Certificate of Registration No. B-06.00240, classified as an Investment and Credit Company (NBFC-ICC). It operates as a going concern, holding all requisite registrations in compliance with RBI, ROC, Income Tax, and other applicable regulatory bodies.
We specialize exclusively in new two-wheeler hire purchase financing - making vehicle ownership simple, accessible, and affordable for everyone in Punjab.
As an RBI-regulated NBFC-ICC, we adhere to all applicable guidelines including the Fair Practices Code, ensuring transparent and ethical lending practices at every step.
Kay Kay Hire Purchase Private Limited (“Kay Kay” or “the Company”) is incorporated under the Companies Act, 1956 and is a Non-Deposit Taking NBFC registered with the Reserve Bank of India under Certificate of Registration No. B-06.00240, classified as an Investment and Credit Company (NBFC-ICC). CIN: U65921PB1994PTC014279. The Company does not accept public deposits. RBI registration does not constitute an endorsement or guarantee of the Company or of any loan product, and the Reserve Bank of India accepts no responsibility for the correctness of any statement made by the Company.
The Company has long experience in hire purchase and vehicle finance in Punjab, and offers other credit products approved under its policies, including unsecured personal loans.
The Company holds all requisite registrations and remains in compliance with the requirements of the Reserve Bank of India, the Registrar of Companies, the income-tax authorities and other applicable regulatory bodies.
With over 30 years of trusted service in Punjab, we bring deep expertise in two-wheeler financing. Our RBI-regulated operations, fast approvals, and minimal documentation make us the preferred choice for salaried and self-employed borrowers alike.
Loans Disbursed
Years of Experience
Our vision is to be Punjab's most trusted two-wheeler financing partner - a company where every aspiring vehicle owner, whether salaried or self-employed, can access affordable credit with dignity and ease.
We aspire to be recognized as a model NBFC that combines 30+ years of local knowledge with fair, transparent, and customer-first lending practices that stand the test of time.
Accessible vehicle finance for all income groups Trusted across Punjab for three decades Committed to RBI's Fair Practices Code Building financial inclusion, one loan at a time
Our mission is to provide fast, transparent, and affordable two-wheeler hire purchase loans to individuals and families across Punjab. We are committed to simplifying the borrowing process so that owning a two-wheeler is within reach for everyone.
We operate under the strict guidelines of the Reserve Bank of India, ensuring that every customer is treated fairly, every charge is disclosed upfront, and every loan is structured to suit the borrower's genuine repayment capacity.
Quick loan disbursement within 2-4 hours Minimal documentation, maximum convenience Transparent interest rates with no hidden fees Flexible EMI options for every budget
At Kay Kay Hire Purchase, our values define who we are and how we serve our customers. Every decision we make - from loan structuring to customer communication - is guided by these core principles:
We believe in integrity, empathy, and accountability. We treat every borrower as a valued member of our community, not just a transaction. Our 30-year track record in Punjab reflects our commitment to these values in every interaction.
Integrity - honest and ethical dealings always Customer First - your needs drive our decisions Compliance - full adherence to RBI guidelines Empathy - understanding each borrower's situation
© 2025 Kay Kay Hire Purchase Private Limited. All Rights Reserved
0181-5004300
416-417, 3rd Floor Prestige Chambers, GT Road, Jalandhar
kaykayhirepurchase@gmail.com