Most loan applications are approved within 2–4 hours of complete document submission.
Verify your eligibility based on age, income, employment, and CIBIL score criteria for salaried or self-employed applicants.
Kay Kay Hire Purchase Private Limited offers new two-wheeler hire purchase loans designed for the people of Punjab. Whether you are a salaried professional or a self-employed individual, our loan products are structured to make vehicle ownership simple and affordable. As an RBI-regulated Category B NBFC with over 30 years of experience, we bring trust, transparency, and speed to every loan application.
Finance your Honda, Hero, Bajaj, TVS, Suzuki, or any other new two-wheeler from an authorized dealer. Get approval within 2–4 hours of complete document submission. Competitive interest rates, flexible tenures, and zero hidden charges - that is the Kay Kay promise.
Most loan applications are approved within 2–4 hours of complete document submission.
Interest rates are competitive and fully disclosed in compliance with RBI Fair Practices Code.
Choose from 12 to 36 months repayment tenure to keep your EMI comfortable.
Basic KYC, income proof, and vehicle quotation are all you need to apply for a loan.
Kay Kay Hire Purchase is your trusted local partner for two-wheeler financing in Punjab. Our loans are designed to remove barriers and make vehicle ownership accessible for everyone.
RBI-Regulated, Fully Compliant Lending Serving Punjab for Over 30 Years Fast Disbursement - Get Your Vehicle Quickly No Hidden Charges - Full Transparency Dedicated Customer Support Mon–Sat
Incorporated in 1994, Kay Kay Hire Purchase brings over three decades of expertise in two-wheeler financing specifically for Punjab's residents.
As a Category B NBFC registered with the Reserve Bank of India, we operate with full regulatory oversight and adhere to the RBI Fair Practices Code.
Our streamlined process ensures your loan is approved and funds are disbursed fast - often within 2–4 hours of receiving complete documents.
Based in Jalandhar and serving all of Punjab, our local team understands your needs and is always accessible at 0181-5004300, Mon–Sat.
Verify your eligibility based on age, income, employment, and CIBIL score criteria for salaried or self-employed applicants.
Provide your KYC documents, income proof, and vehicle quotation from an authorized dealer. We keep documentation minimal.
Our team reviews your application and notifies you of approval within 2-4 hours. Loan terms and EMI schedule are shared at this stage.
Loan is disbursed directly to the dealer. Complete the paperwork, take delivery of your new two-wheeler, and start riding!
Monthly EMI: ₹2,817
Total Interest: ₹7,608
Total Amount Payable: ₹67,608
* This is an indicative estimate. Actual rates are subject to RBI guidelines and applicant profile.
Age: 21 – 60 years Minimum monthly income: ₹12,000 Minimum employment tenure: 6 months Valid KYC documents (Aadhaar / PAN) CIBIL score: 650 or above
Age: 21 – 65 years Minimum business vintage: 1 year Annual income: ₹1.5 lakh or above Stable and verifiable income proof Valid KYC documents (Aadhaar / PAN)
Aadhaar Card & PAN Card Recent passport-size photograph Last 3 months salary slips Last 3 months bank statements Employee ID / Appointment letter Vehicle quotation from dealer
Aadhaar Card & PAN Card Recent passport-size photograph Last 6 months bank statements Income Tax Returns (ITR) GST registration certificate (if applicable) Vehicle quotation from dealer
© 2025 Kay Kay Hire Purchase Private Limited. All Rights Reserved
0181-5004300
416-417, 3rd Floor Prestige Chambers, GT Road, Jalandhar
kaykayhirepurchase@gmail.com